Personal Accident

Personal Accident Insurance

Accidents can happen to anyone and when you least expect them. Besides bodily injury from the accident, it may also cause financial strain on you and your family due to medical expenses and loss of income. Personal Accident Insurance seeks to protect individuals and families from injury, financial burden, but also post-accident treatment and rehabilitation.


Personal Accident Insurance covers a wide array of risks and a variety of levels of cover depending on your lifestyle and your budget. Personal Accident Insurance is ideal for individuals who are seeking basic protection from unforeseen accidents but do not want high medical insurance premiums, or for those who need cover or supplementary cover for high risk physical activities or dangerous situations.


No matter the magnitude of the incident, Personal Accident Insurance will provide some level of cover. Depending on the level of injury, the insurance company will provide a lump-sum or monthly indemnity benefit to you to offset any injury and loss of income claims.


At INLE Risk Management we will find the appropriate solution for your lifestyle needs and budgetary needs.

Benefits / Highlights
  • Accidental death and permanent disability cover
  • Lumpsum payment
  • Mitigation of loss of income
  • Less financial burden on your loved ones


Uses for Personal Accident Insurance

Personal Accident Insurance is very cost-effective and affordable, and because of that, is a great solution for individuals who want to be protected from medical expenses and loss of income, but are intimidated by high medical insurance premiums.


Personal Accident Insurance is also ideal for individuals who partake in high risk physical activities, such as skiing, rugby, or scuba diving, or for those who are often in dangerous situations, such as accident-prone work placements.


In addition to protection from accidents, often times Personal Accident insurance is bundled with other coverage such as critical illness, life, or even medical protection.


While you can’t plan for where and when you might have an accident, you can make sure you’re properly prepared. At INLE Risk Management we will help you determine which Personal Accident Insurance is the ideal solution for you and your loved ones.

  • AIA
  • AIG
  • AXA
  • Chubb
  • Prudential
  • Sun Life
  • YF Life (Mass Mutual)
  • Zurich