Personal-Lines Insurance

Why should one insure?

A primary reason to insure is to protect your assets against unforeseen events and financial loss. Utilizing insurance not only mitigates those risks, but also provides financial security after the event.


What should I do if I’m injured overseas? Is there global coverage?

Geographic coverage depends on your policy, however at INLE Risk Management we can tailor-make any policy to match your travel schedule. We typically have policies split into two groups: including US coverage and excluding US coverage. We can also help you with Travel Insurance.


What does personal lines insurance do for me?

Protect the things you value, such as your property, vehicle, or business, and give yourself peace of mind in case of any unexpected losses. General insurance is for protection not returns, unlike life insurance, and it is important to be protected against any contingencies that may occur.


What is the difference between medical insurance and critical illness insurance?

Medical insurance is for reimbursement of medical costs incurred from any hospitalizations including surgery. Whereas, critical illness insurance pays a lump sum cash benefit upon the diagnosis of any of the covered illnesses to pay for treatment and other potential long-term expenses related to the illness.